You’ve suffered an on-the-job trauma or illness. For example, you might have a repetitive stress injury such as carpel tunnel syndrome or maybe you’ve succumbed to stress. On the other hand, a needle might have stuck you while you were treating a patient who had a dangerous infection.
Whatever the case, you’ve filed a federal workers compensation claim. Now, you want to know how much you will receive.
The Office of Workers’ Compensation Programs (OWCP) provides many varieties of benefits. One of them is the…
Continuation of pay (COP) provides your full salary for a maximum of 45 days if you suffered a “traumatic injury,” which means one or a number of disabling traumas occurred at work in a single day or shift. For example, an object could have fallen on your hand, rendering you unable to use a computer.
Let’s say you go back to work before you’ve used up your 45 day COP, but you suffer disabling recurrence of the same injury that initiated the original COP. In that case, you can continue receiving your full salary until you complete your maximum 45 days.
Unfortunately, your agency may try to block your COP by alleging one or more of the following:
The OWCP may interrupt your COP by claiming that you didn’t submit medical evidence supporting your claim within ten calendar days after you submitted it.
It may suspend your COP for failing to go to an OWCP-directed and scheduled medical examination.
Fortunately, you may appeal OWCP adverse actions. For more information, see our article entitled “The OWCP Denied Your Workers Compensation Claim…” Better yet, call us with any question you have, at…
Happily, the OWPC offers other benefits besides the COP. One of them is…
You may get disability pay after your COP runs out, assuming you received it, or after the OWCP approves your claim if you didn’t.
You get two-thirds of your salary if you have no dependents or three-fourths if you do.
The OWCP recognizes as a dependent,
Unfortunately, the OWCP may give you the wrong disability payment, because it’s based on your salary. And the claims examiner might find it difficult to calculate that amount. For example, the OWCP uses a different method to determine your average annual earnings depending on whether,
At this point, you may wonder whether or not the OWCP has paid you correctly. You can go to this government site and try to figure it out yourself, or you can call us at….. We’d be happy to answer any questions you might have about this issue.
The third major source of money that may come your way through the federal workers’ compensation program is…
You may receive a scheduled payment in addition to other moneys such as lost wages if you partially or completely lose the use of certain body parts due to an on-the-job injury. These include arms, hands, fingers, legs, feet, eyes, and ears, among others.
The term, Impairment, means you’ve partially or fully lost the use of one of the body parts listed on the federal schedule due to your work-related injury, and a disability deals with the money you may lose because of that impairment.
Your scheduled payments represent a certain number of weeks’ pay. You get a different amount for the loss of divergent body parts such as eyes or limbs.
On the other hand, if you suffer a partial, instead of a complete loss, you receive proportionate pay. For example, if you lose 50% of the use of an arm, you will receive 50 of the scheduled award for a total loss.
In order to obtain a scheduled award, your physician must provide evidence that,
Sometimes you’ll receive benefits from multiple sources. Occasionally, you may keep both, but often you can’t.
You can’t collect both OWCP benefits and the following:
Instead, you must choose between them.
You can now see that determining the correct amount of OWCP benefits might confuse the most experienced claims examiner, so you, as a federal employee with no experience at all in this area, probably have many questions.
You may consult this government source for answers, or you can ask us. We’re here to provide information without cost, obligation or sales pressure. Simply call….